7 Easy Steps To Check Your SSS Loan Balance

If you availed an SSS Loan and been wondering for quite some time now “How much is my existing SSS Loan Balance?”, you must be thinking how can you do this conveniently?

Visiting the nearest SSS Branch and asking a very simple question about your SSS Loan Balance takes too much time and hassle.

Listen up, Kid.

Because of the development of the new SSS Online Inquiry website, members of SSS can easily check their SSS Loan balance using their computers or even with their smartphones, anytime and anywhere. 24 by 7!

Anyone can do this by following these simple steps:

1. Go to SSS.Gov.ph which is the Official Website of Social Security System Philippines.

SSS Official Website

2. Log in to your account using your User ID and Password.
SSS Online Inquiry Log In

In this tutorial, I am assuming that you already have your own My.SSS Online account. If not, you can read through my tutorial on How to Register your Own SSS Online Inquiry account.

Register an Account with SSS Online Inquiry

If in any case you forgot your username or password, you can use the “Forgot Username or Password” feature of the SSS website or you can read my other tutorial on how to retrieve your SSS Online Username and Password.

3. After you successfully logged in your account, in the Main Menu, Click on the “Loans” link then “Loan Status/Loan Info”.

SSS Loan Application and Information

4. The next page will show you relevant information about your Loan Application and Information Details.

Availed SSS Loans

5. This will display all the loans you have availed. You can see it in the bottom portion of your screen.
SSS Statement Of Account & Loan Payments

In my case, I already have availed the SSS Salary Loan twice which is presented in the image above. The Salary Loans are arranged chronologically. Click the first Salary Loan in the list to view the current balance of your salary loan.

6. By clicking the latest SSS Salary Loan, this will display all the relevant information about it. Notice that a link text “Statement of Account & Loan Payments”?

Current SSS Loan Statement of Account

Click that link to display the Statement of Account and your Loan Payments.

7. A Statement of Account will be automatically generated as of the current date.

SSS Total Amount of Obligation / SSS Loan Balance

At the bottom portion of the SOA, find the row with text “Total Amount Not Yet Due” and the amount next to it.

Now read carefully, the next thing that you’ll read are important to you.

The Amount of Obligation is your SSS Loan Balance. That means, that’s the remaining balance of your SSS Salary Loan.

At the bottom, you can see the “Credited Payments”, that means, it is the record of all your payments made. If your status in SSS is Employed, these payments are automatically deducted to your Salary. The burden of paying SSS by posing as couriers is done by your respective Company.

SSS Credit Loan Payments

If you have noticed that a payment that you’ve made is missing in the list, first thing to do is to contact your Human Resources Department or your Company’s Department in charge of SSS Benefits or Payroll and start asking questions.

It is important to keep track your Payments as few Employers failed to comply and remit your payment to SSS. Unable to remit your payment will lead to past due loan.

Have something to add to this tutorial? Share it in the comments.

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Ben Daggers

is the creator of BenDaggers.com. He graduated from Adamson University (Philippines) with a Degree in Bachelor of Science in Accountancy dating back 2009 and earning his MBA in Polytechnic University of the Philippines. He is currently employed as a General Accountant in a well known Global Business Process Outsourcing. He enjoys learning new things. He consumes his spare time in front of his Computer with Adobe Photoshop and Dreamweaver.

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24 Responses to 7 Easy Steps To Check Your SSS Loan Balance

  1. Liezel l flauta says:

    Magkanu n lang ang balance sa sss loan ko?

  2. nicanor genoguin says:

    hi im nicanor genoguin mg inqure ng mg kno na hulog ko sa sss since 1990 pa ak ng umpisa.

  3. noel habagat says:

    gud afternoon paanu po uli ako magloan kung may utang pa po ako sa sss. then pwede po ba na mailoan para mabayaran ko yung mga nakaraang utang ko

    salamat po

  4. armando baldo cuano says:

    h im armando baldo cuano mag inqure sna aq kng pwde na vah akng mka loan,,,

  5. chamy reyes says:

    how to process online salary loan balance

  6. Jigg says:

    that LOAN BALANCE status is no longer available on their new homepage. Do you know how to access it using their new website?

    Please reply. Thanks!

    • Pao says:

      It’s not on the main (topmost) menu. You first have to see the secondary menu, then click on E-Services, then Inquiry. Only then will you see a third menu, as shown in this article’s screenshot.

  7. teejae says:

    Yeah. Thanks for the effort doing this tutori. But yeah the options on the screenshot are no longer available. No matter what browser is used?

  8. RCR says:

    I still can’t seem to acces my contributions and loans status – the homepage seem to hav changed

  9. buenaventura navarra says:

    pano po namin malaman ang aming balanse sa loan.

  10. Isagani Ariza Jr. says:

    Hey there Bendaggers,thnaks a lot with your info it helps me a lot

  11. rosalyn ochoa berza says:

    for follow up my first sss salary loan?

  12. nora says:

    anu po ba ung employer I.D pra s mga employed di ko po kasi alam kasi newly hired p lng po ako at d ko po alam ang Employer i.d. ?

  13. shinel says:

    Hi. As of today, 30 Nov. 2015, the homepage of http://www.sss.gov.ph is new. Your post was the old homepage of SSS. Do we have an updated instructions to check our loan balance?

    • Pao says:

      This is the correct version of the website. See my comment reply to “Jigg” on how to find the menu item.

  14. archie says:

    may idea po ba kayo kung gaano katagal ung pag transfer ng loan payments sa current loan.. pumasok kc ung 8 na payments sa previous loan ko… salamat sa sagot

  15. ricky fabricante says:

    Ask ku lng kung n process n loan ko tnx

  16. melinda sayno says:

    Ask ko lng po.magkano na po yun naihu2log ko po s sss.



  18. adrian andres says:

    good pm po ask lang po kung magkano ang bal. ng contribution ko po tnx..

  19. Ivy says:

    Hello, Ben! I just wanted to let you know that the website does not have this option anymore. Would you know how the new interface works in providing this detail! Hope you can help! Thanks!

    • Jeff says:

      Hi Ivy, as an IT person would you use other type of browser like Internet Explorer, SSS site won’t work in Chrome, Mozilla, etc.. just it work in IE (Internet Explorer) browser only.. i hope it could help. =)